Office of Student Financial Services

The Office of Student Financial Services provides comprehensive information and services about how to finance your education at the Icahn School of Medicine at Mount Sinai (ISMMS). We offer various types of assistance and make all award decisions based on financial need, without regard to race, sex, color, creed, age, national origin, handicap, veteran status, marital status, or sexual orientation.

Financial Aid Assistance

We offer a wide range of financial assistance options, including fellowships, part-time employment (work-study programs and other opportunities), loans, and scholarships.

The aid that you receive depends on both your financial need and the availability of funds. We adhere to rigid criteria in awarding federal funds and award aid solely based on verified financial need, as determined using federally approved guidelines.

Thanks to generous gifts from many Alumni, parents of students, friends and trustees, ISMMS offers scholarships and institutional loans to students who qualify based on financial need. These scholarships and loans enable us to attract excellent students who might otherwise be unable to afford to attend. Our Office of Student Financial Services administers these funds.

If you wish to apply for a need based institutional loan and/or need based Institutional scholarship, please complete the three applications listed at the top right hand side of the financial aid landing page.

  • Complete FAFSA Application
  • Complete CSS PROFILE
  • Apply for Financial Aid (school’s internal application)

In addition to Government and ISMMS scholarships and loan programs to which students may apply, the Office of Enrollment Services has compiled a list of more than 100 private scholarships and government loan forgiveness programs (50+ for Graduate Programs and 50+ for Medical Program), from outside organizations that provide scholarship/grant opportunities to ISMMS students. The Icahn School of Medicine is not directly associated with any of these organizations; however we strongly urge all students to review this list of private scholarships and government forgiveness loan programs, and apply to those for which you appear eligible. This list was updated in September, 2015 with accurate links, deadlines and eligibility criteria.

The lists are sorted by deadline, and the second column refers to what type of student is eligible to apply. 25% of the scholarships are available to ALL students, which means both international and domestic students may apply. 6% of the scholarships are available only to US citizens. 34% of the scholarship list is for designated religious or ethnic backgrounds. 20% of the scholarships are for students who are from a specific State from the US; and the remaining 15% have various unique designated applicant eligibility criteria. Scholarships previously awarded to students of ISMMS are marked with an asterisk.

Each private scholarship and government loan has unique DEADLINES, which vary throughout 12 months of the year. The financial aid office will periodically send out deadline reminders. You are encouraged to apply to several private scholarships with the hope of being awarded one or two scholarships.

MD Student Private Scholarships

Graduate Student Private Scholarships

Loan Repayments

Good Luck from the Enrollment Services Office!

ISMMS participates in the Federal Work-Study Program. If you are eligible under this program, as determined by federal guidelines, you can arrange for summer research employment within the medical center. In addition, we sometimes have limited opportunities for employment during the academic year. We give preference to students with greatest documented financial need.

We recommend filing your forms early since we determine eligibility for summer employment (beginning July 1) based upon financial aid applications filed for the following academic year.


If you are a full-time student, we discourage you from seeking employment during the academic year, as it could interfere with your academic performance, particularly in the MD, Masters of Science in Biomedical Sciences (MSBS), and Masters in Genetic Counseling (MGC) programs. Sometimes we have part-time, non-financial aid related positions available, such as clerks, laboratory technicians, and members of an IV team. We distribute information to students when these opportunities arise.

ISMMS offers a limited number of student research fellowships each summer, which the Medical Student Research Office (MSRO) handles. Much of the funding for these fellowships comes in the form of work-study grants.

ISMMS is a Direct Lending Institution. The maximum amount of Stafford loan varies for each academic program. Consult the Director of Financial Aid for specific information. Typically, we create a financial aid package for each applicant, based on the federally approved guidelines, including the Federal Stafford Unsubsidized Loan.  If you need additional loans, we may be able to arrange to award the GradPlus loan.  The GradPlus loan requires a credit check.

Impact of Withdrawal on Financial Aid

Official Withdrawal

Students who receive Title IV federal aid and officially withdraw from all courses prior to completing 60% of the academic term will have their federal financial aid pro-rated according to the Federal Return to Title IV (R2T4) refund calculation.

In accordance with federal regulations, students who totally withdraw from the Icahn School of Medicine at Mount Sinai and received Federal Title IV financial assistance (Perkins Loans, Direct Loans, or GradPlus Loans) will be subject to the Federal Refund Policy on the possible return of funds awarded. The amount of the semester’s unearned Federal Aid must be returned to its source. The amounts to be returned are based on the federal R2T4 refund calculation.

When returning Title IV funds, the federally mandated priority listing will be used: Federal Direct Unsubsidized Loan, Perkins Loan, Federal Direct GradPlus Loan. 

If a student has an account balance resulting from these adjustments, the student is responsible for payment.

Unofficial withdrawal

Students who withdraw from school without notification to the school (stop attending) will have their student loan refunds calculated by using the midpoint of the semester that the student stop attending or in the case of circumstances beyond the students control, the school will use the date related to that circumstance.

In the case where a student does not return from an approved leave of absence, does not notify the school, does not attend the next scheduled semester for which student is registered, students will be deregistered, tuition not charged, and federal students loans will not be disbursed.  

Student Financial Services Team

Student Financial Services is here to help you with student financial planning which consist of financial aid, billing, and health insurance. Feel free to contact us via email or by phone at 212.241.5245. We are located in the Annenberg building at 100th Street and Fifth Avenue, on the 12th floor, room 12-70.

Desiree Cameron-Ayeni, Director of Student Financial Services 

Phillip Parke, Bursar

Noel Davila, Assistant Director of Financial Aid

Lee Dasu, Loan Collection/Student Health Coverage

Yannick Forbes, SFS Specialist, Billing, Student health coverage, Financial aid